Arne, thanks for the response. I've updated my original post so it should be more informative.
VRM is not actively cooled. The radiator is pulling air out right above it though. VRM temps on stock during idle are around 30 C, on stock stress test is about 52 C.
Not sure what my ambient temperature is in my room, but I can tell you that the temps on this new build of mine are much much better than my previous build's (..I had a Radeon HD 5770 that idled at 67 C).
I was able to slide open the side door and feel the tubes. I would say one feels very very slightly warm, the other just feels "room temperature". But I suppose you might consider both warm then.
At this very point in time I'm not able to check thermal compound coverage (let's just say, my room is small). I can get to it tomorrow if you would like me to check. The pump block power is connected to CPU fan header. The fans on the radiator are connected to a chassis fan header with the Y-splitter Corsair provided.
Here are a few screenshots of AIDA64, measuring stress test at stock. This issue has also brought to my attention that under stock stress testing, the frequency is also throttled to about 37 multiplier. As you can see the wattage seems to be capped near 150 W.
Personally, I feel that temperature is not the issue, but of course I'm new to overclocking and I might just have no idea what I'm talking about.
😛edit: I really hope this doesn't have to do anything with this issue, but every time I shut down my computer, there's a *click* that sounds from my computer right when it shuts down completely. Is that bad?